Maui Credit Score Assistance Attorneys

Help is Just a Phone Call Away

Seeking credit assistance in Maui due to bankruptcy? Then the Law Offices of Blake Goodman PC is who you want to speak with. Nobody is more qualified to not only handle your bankruptcy case, but also to help you get back on your feet through our free credit help program.

At the Law Offices of Blake Goodman PC, we understand that life throws challenges in your way and that sometimes, bad things happen to good people. We are here to help you, because sometimes, we all just need a little bit of a push to get us back on our feet.

Filing for bankruptcy can be scary, but we are here to provide a path towards recovery. The way we provide that path is by giving you a program that, when you feel at your lowest, you can look towards — a path that we have helped create for all of our clients free of charge.

Our “2 Years to 720 Credit Score” Program

Our “2 Years to 720 Credit Score” program is designed to help clients recover from bankruptcy. Following bankruptcy, your credit will be low, but you should be free of debt. This reprieve from debt will allow you the opportunity to begin your life anew.

Our program is designed so over 2 years you will take steps towards making up your credit score and raising it to — at minimum — a 720 status.

While not a perfect score, 720 is considered good credit, and will give you most of the benefits that having good credit has to offer, such as:

• Lower interest rates
• First choice at apartments or houses
• Easier time applying for loans or credit cards

Peace of Mind

When you raise your credit up to a 720, you will be amazed at just how many more options open up to you. You will be spending far less time worrying about if you can afford to pay bills, and more time making the advancements you desire in life.

Bankruptcy and Credit

It’s important to know the toll that bankruptcy takes on your finances. When you go through bankruptcy, there is a possibility that you are going to lose possessions in exchange for your debts. However, this will not leave you as helpless as you may believe. You should be able to get back on your feet again.

Why? Because bankruptcy is not forever. It merely presents a way for full-debt repayment and provides you with a second chance. What far too many people believe, however, is that when you file for bankruptcy it will stay on your record forever. This is not true.

Credit Reports and Credit Score

When you file for bankruptcy, there will be a credit report record of it. However, that report is only going to carry your bankruptcy for about 7 years. Your credit score, on the other hand, is going to merely show everyone a snippet of what your credit standing currently is. Nobody can tell you have a bankruptcy when they’re looking at only your credit score.

Of course, that bankruptcy is going to impact your credit score for as long as it’s on your credit report. As time goes on, however, and you take the steps necessary to reach that 720 status, you will see your score rise.