What About Interest Rates?
Interest rates are going to be a factor that you will have to deal with early on. Luckily, when it comes to a home or car, you may be able to refinance them at a later point and get your interest rates lowered.
If you do not want to risk a high interest rate on a house or car, then there is another method. You can always get a credit card that is used exclusively for large purchases. Need to repair something? Use your credit card. Do you spend over $100 on groceries every week? Use your card.
As you make payments on your card, you will be repairing your credit, and the interest rates won’t be as damaging because you will be paying them off in their entirety. The interest rates will only come into effect when you miss on payments which, through our “2 Years to 720 Credit Score” program, we will teach you how to avoid.
Don’t let the idea of a low credit score scare you away from bankruptcy. If it’s the only option you have available to you, then take it, because at the Law Offices of Blake Goodman PC we can help you get your credit score back where it belongs. We have years of experience helping clients return from bankruptcy.
Our program is meant to do more than that though. When you go through it, you will come out of it a changed person. Bankruptcy is merely the first step in changing your life for the better. Through our “2 Years to 720 Credit Score” program, you will learn how to be more financially and credit conscious.
If you are ready to make these necessary changes to your life, then give us a call at (808) 518-4844. We look forward to speaking with you.