Filing for Bankruptcy on Maui
Reach Out to Our Talented Bankruptcy Lawyers Today
Do you need to
file for bankruptcy but aren’t sure how? Blake Goodman, PC, Attorney has you covered.
Our firm’s top priority is to help people who are seeking debt relief
through bankruptcy. Although there are countless myths about bankruptcy,
in reality, it is a way to help you get back on your feet when life has
taken a negative turn. If it feels like you can’t possibly pay back
what you owe or your debts are unpayable, then that’s when it’s
time to file bankruptcy.
Bankruptcy Guidelines
This does not mean that bankruptcy is a simple process. You can’t
just show up to court one day, papers in hand, and declare it. There’s
a process that needs to be followed and one that our bankruptcy experts
can help you with.
While not every bankruptcy case is going to be the same, there is a general
guideline that every case is going to follow:
- Consultation
- Bankruptcy Counseling Session
- Filing With The Court
- Liquidation or Repayment
- Debtor Education Course
- Debt Discharge
Some of these guidelines, such as the counseling sessions will be required
before you can file or have your debts removed from your name, but once
these are complete you will be debt-free.
We Offer Free Bankruptcy Consultations
When you meet with us for your
free consultation, we take the time to learn about your situation and explain what our law
firm is all about. This is an obviously stressful time and you are going
to be looking for a lawyer you can trust to help you get through this
situation. We are certain that once you hear what we have to say there
is no one you would rather go into a courtroom with. After we are finished
with your consultation, we can move to the specifics of your bankruptcy case.
Credit Counseling Sessions
The first required counseling session is to teach you about bankruptcy.
You can not
file for bankruptcy in court until this is completed. This session is meant to make sure that
bankruptcy is really the only option left available to you. It will explore
alternatives to bankruptcy and other plans that may prove beneficial to you.
You will also be taught about the bankruptcy process and your income and
debts will be analyzed. If there are better alternatives to bankruptcy
then we may look into exploring them here, but if we do decide that bankruptcy
is what is best for you then you must understand how that entire process
will work. After this session has been completed we will focus on getting
your paperwork together so we can officially file your bankruptcy.
Filing for Bankruptcy
Once you have filed for bankruptcy in the court system a couple of procedures
will begin. First, the bankruptcy will be reflected on your credit report.
This is standard and will last at least seven years. Second, any legal
matters you are going through will be paused until the bankruptcy case
has been completed.
