| Read Time: 2 minutes | Debt Settlement

Debt Settlement Firms from the Mainland, like National Debt Relief, are Operating Illegally in Hawaii

In 1967, the Hawaii State Legislature made “for-profit” debt settlement illegal in Hawaii. The legislature explained that prohibition is the only feasible way to control the abuses of debt settlors. A usual sequence of events is that either the creditors, or some of them, fail to accept the plan or the debtor finds it impossible to live with; and...

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| Read Time: 2 minutes | Debt Settlement

Debt Consolidation vs. Debt Settlement

Debt Personal User Personal interest rates for consumers are very low right now. This provides an incentive for all of us, in an attempt to achieve a cheaper interest rate and lower total charge, to take advantage of refinancing our personal loan debt. The phrases debt restructuring and debt consolidation used interchangeably are common to hear, but they are...

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