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Medical Services & Financial Assistance

Individuals, families, and businesses who are struggling after the devastating wildfires in the Lāhainā area are eligible to receive financial assistance, medical services, housing relief, and many other resources. Although dealing with the aftermath of the wildfires can be overwhelming, this comprehensive guide to navigating financial recovery after the Maui wildfires is intended to bring hope and practical assistance to anyone in need.

Disaster Relief Agencies to Apply to for Help

FEMA Disaster Assistance for Maui Residents

The Federal Emergency Management Agency (FEMA) has developed extensive resources for families in need. Apply here for financial assistance and housing aid.

SBA Business Recovery Center

Small businesses who are facing loss of income, damage to their facility or equipment, and other challenges from the Maui wildfires can apply to the Small Business Administration for a disaster loan. 

Unemployment Benefits

Individuals who are out of work due to the disaster can apply for disaster unemployment benefits through the state of Hawaii. 

Medical Services for Affected Maui Residents

Mobile Medical Care in Lāhainā

Multiple clinics and medical organizations across Maui are providing mobile medical care for affected residents. More information can be found here or call 808-984-8201 for more information. No appointment is necessary and no insurance coverage is required to receive care.

Lāhainā Health Center

Landscape with the Hawaiian flagThe Lāhainā Health Center sponsored by the Hawaiʻi Department of Health is open seven days a week from 8:00 a.m. to 5:00 p.m. The clinic is located on Akoakoa Place, below the Lāhainā Civic Center. No appointment is necessary and no insurance coverage is required. Maui residents in need of first aid, wound care, health and wellness checks, and pharmacy services can find assistance on the west side at Napili Plaza and Lāhainā  Gateway from 9:00 a.m. to 4:00 p.m. Monday to Friday. No insurance coverage or appointment is needed.

First Aid Care from Kaiser Permanente

Kaiser Permanente’s mobile health vehicle is located at Lāhainā Gateway to provide some medical services and pediatric care from Monday to Friday, 9:00 a.m. to 4:00 p.m., and Saturday, 9:00 a.m. to 1:00 p.m. OB/GYN services are available on Fridays at this location. Kaiser has developed an additional first aid station at the Hyatt Regency Lāhainā in the Lāhainā  Ballroom. Services are also provided at this location from Monday to Friday, 9:00 a.m. to 4:00 p.m., and Saturday, 9:00 a.m. to 1:00 p.m.

Emergency Prescription Assistance Program Available to Uninsured Maui Residents

Maui residents who need prescription medications or medical equipment and do not have health insurance that covers prescriptions can apply to the Emergency Prescription Assistance Program (EPAP). Call the EPAP hotline at 855-793-7470 to verify your eligibility and register. Prescriptions will be valid for 30 days as long as the EPAP program remains in place in Maui.

Assistance From Hawaiʻi Department Of Health

The Hawaiʻi Department of Health (DOH) has launched a call center to help connect affected Maui residents with the non-emergency medical services, mental health care, and other medical services that they need. For information and assistance, call 833-833-3431 or 808-586-4468 Monday through Friday from 7:45 a.m. to 4:30 p.m.

Temporary Housing Assistance & Relief Available for Homeowners

Neighbors Helping Neighbors: The Spirit of Ohana

Thousands of Maui residents are homeless following the wildfires. The Hawaiʻi Housing Finance and Development Corporation is working to connect people in need with available homes, apartments, and vacation rentals to provide relief. Available units can be found here or by calling 808-587-0469 between 7:45 a.m. and 5:00 p.m. Monday through Friday.

Have an Empty Room & Want To Help?

Homeowners in Hawaiʻi who have an extra room, home, or vacation rental that they wish to make available to people in need of housing relief can offer their unit through the Hawaii Housing Finance and Development Corporation.

HUD Housing Counselors Available

If your home has been destroyed by the wildfires and you are wondering what steps to take next, contact a housing counselor at the U.S. Department of Housing and Urban Development (HUD). Find a housing counselor here.

FHA 90-Day Moratorium on Foreclosures

Flag of HawaiiThe Federal Housing Authority has issued a 90-day moratorium on foreclosures in Maui County to provide relief to individuals and families who are suffering from unemployment or other challenges in the aftermath of the Maui disaster. Learn more here or call 800-304-9320. HUD strongly recommends all affected Maui residents reach out to their lenders as soon as possible to discuss assistance regarding fire damage or destruction of their homes.

USDA Rural Housing Assistance

The USDA’s rural housing assistance branch is providing guaranteed loans to low-income families in need of single-family housing. Learn more by visiting their website.

Rental or Mortgage Assistance Program

Maui Economic Opportunity is providing rental and mortgage assistance for those in need. Apply online, call 808-249-2970, or email rap@meoinc.org to begin the process.

Tips to Help Avoid Financial Ruin Resulting from the Fires

Restructuring Loans & Working with Creditors

Hawaiʻi’s Department of Commerce and Consumer Affairs (DCCA) Division has announced relief to assist homeowners in the wake of the historic wildfires. Eligible borrowers can receive a forbearance on their home loans, free mortgage counseling, and other services. Visit their website to learn more about the many resources that are available to help homeowners with mortgage payments, or call the DCCA directly at 808-586-2820.

File a Claim with Your Insurance Company

Individuals and families who are struggling with the loss of life and property from the Maui wildfires are urged to contact their insurance company as soon as possible to begin the claims filing process. The state of Hawaiʻi is asking insurance companies to provide grace periods for late payments, renewals, and policy canceling to assist families in need.

Apply for Disaster Relief from Federal and State Agencies

Applying for disaster relief is one of the first steps that Maui residents can take as they begin to recover from the devastation of August’s wildfires. Reach out to FEMA here for disaster relief, including financial assistance and housing assistance.

Free Legal Consultations & Discounted Bankruptcy Filing Services from Blake Goodman

Palms in Maui, HawaiiFiling for bankruptcy can be a viable option for families who are struggling with debt and facing unemployment. Once you file for bankruptcy, an automatic stay is issued that prevents your creditors from attempting to collect debts, which can provide peace of mind while you work to formulate a plan. For free legal consultations and discounted bankruptcy filing services from Hawaiʻi’s leading bankruptcy attorney, call the offices of Blake Goodman, P.C. at 808-556-7833 or visit our website. Our team is eager to assist you in discussing your legal and financial options, and whether bankruptcy might be a good choice for you.

Other Useful Resource Links

Emergency Resources for Maui Wildfire Victim

An extensive list of other emergency resources available to victims of wildfires, including resources for food, shelter, medical care, and other assistance can be found here.

Maui Nui Strong: Support For Maui Wildfires Relief

Maui County is dedicated to providing relief and assistance to residents in need.

Maui United Way: Maui Fire Disaster Financial Assistance

Maui United Way is providing up to $1000 to adults who need assistance through VISA gift cards, PayPal, Venmo, and direct bank deposits. The fastest and easiest way to apply for help is through their website.

Hawai‘i Department of Health’s Maui Wildfire Response Page

Get non-emergency health services from the Hawaiʻi Department of Health by calling 833-833-3431 or 808-586-4468. The call center is open Monday to Friday from 7:45 a.m. to 4:30 p.m. Always contact 911 for medical assistance in an emergency.

American Red Cross Disaster Relief & Recovery

For help finding a shelter, medical care, mental health services, financial assistance, and a way forward after the disastrous fires in Maui, contact the American Red Cross through their website or by calling 808-244-0051. The suffering in Maui is immense. However, there is hope! Federal, state, local, and private organizations are working hard to provide assistance and services to any Maui resident who has been affected by the wildfires. If you are struggling with the disaster, we encourage you to reach out to one or more of these organizations to obtain services as you begin to find a way forward.
Author Photo

Blake Goodman received his law degree from George Washington University in Washington, D.C. in 1989 and has been exclusively practicing bankruptcy-related law in Texas, New Mexico, and Hawaii ever since. In the past, Attorney Goodman also worked as a Certified Public Accountant, receiving his license form the State of Maryland in 1988.

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