We have helped thousands of families and individuals in Honolulu and Hawaii through troubled waters. Don't feel embarrassed about having an overwhelming debt problem. It can happen to the best of us. Now, it's time to focus on creating a better future.
WARNING!
Don't be misled by the creditors' hype that you can't file Bankruptcy after the new law change! THERE'S NOTHING FURTHER FROM THE TRUTH. The New Bankruptcy Laws and What They Mean to Residents of Hawaii :: Learn More
We offer the opportunity to explore with you how Chapter 13 and Chapter 7 of the Bankruptcy Code, and how a Debt Reduction Plan that avoids filing bankruptcy can help reorganize and/or eliminate all or a portion of your debt problems. If the large majority of your problems are related to the tax collectors dismantling your income and assets, then perhaps our Tax Problem Resolutions can help regain your financial dignity. These are all powerful tools which, if you qualify, can quickly and permanently provide you with a fresh start and a renewed positive outlook on life. If you live in Honolulu, or anywhere in Hawaii, we can provide a debt relief solution that's tailor made to your particular situation.
Our founding fathers and elected officials have created Federal Bankruptcy laws, which protect you from aggressive creditors that threaten to dismantle any net worth you've created and destroy your emotional well being. Whether it's your mortgage company, your car lender, your medical providers or your credit card collectors, they all can threaten us past the boiling point and force us to seek legal help that we would otherwise avoid.
Each person going through bankruptcy tends to feel like the "Lone Ranger." Don't! In Hawaii alone, over 4,000 people file bankruptcy every year. Doubtless, several of your friends, coworkers and neighbors have filed, they just don't advertise it. Also, many famous individuals and big companies have gone bankrupt including founder father Thomas Jefferson, Hollywood director Francis Ford Coppola, hotel founder Conrad Hilton, retailers James "J.C." Penney and Sam Walton (before he founded what is now the largest company in the world, Wal Mart), mogul Donald Trump, the Hawaii based Hawaiian and Aloha Airlines. There is absolutely no reason to feel guilty about filing bankruptcy, especially if you use it as an opportunity to provide future financial happiness and security for your family.
Debt Reduction Plans that Avoid Bankruptcy: I also realize that Bankruptcy is not for everyone. In many circumstances there is a better and more efficient way to solve your insolvency. That's why we offer a Non-Bankruptcy Debt Reduction Plan where we will work to negotiation directly with your creditors to settle in a reasonable and affordable way all your credit cards, personal loans, hospital bills and repossession debts.
Tax Problem Resolutions: If the IRS or State of Hawaii is attempting to seize your hard earned wages or property through aggressive tax collection procedures, then often times filing bankruptcy can be your best course of action. However, unlike most other bankruptcy attorneys in Hawaii, my CPA background allows me to offer Tax Resolution Plans to stave off the tax collectors when a bankruptcy is not the most comprehensive or appropriate measure. We perform Offers In Compromise, Installment Agreements, Lien and Levy Releases, as well as Innocent/Injured Spouse and Penalty Abatement programs.
Americans learn almost from birth:
It's a good thing to buy all sorts of goods and services. A highly paid army of persuaders say "buy, buy, buy." Easily available credit makes living beyond one's means easy and resisting the siren sounds of the advertisers difficult. But we've also been told that if we fail to pay for it all right on time, we're miserable deadbeats. In short, much of American life is built on a contradiction.
If for some reason such as illness, loss of work or just plain bad planning, our ability to pay for the goods and services we need is interrupted. Fear and guilt are often our first feelings.
Well, I say there's more to life in Hawaii than an A+ credit rating and lots of better things to feel guilty about than the failure to pay for a motor boat or a summer vacation right on time. Remember that large creditors expect defaults and treat them as a cost of doing business. The reason so many credit card companies exist is because it's a very profitable business, even with so many defaults.
If you suddenly find yourself without a job, socked with huge, unexpected medical bills, or simply snowed under by an impossible debt burden, then give us a call today and let us help you get the fresh financial start that you deserve.
DISCLAIMER: This site and any information contained herein is intended for informational purposes only and should not be construed as legal advice. Seek competent legal counsel for advice on any legal matter.
Copyright 2006 Blake Goodman Hawaii Bankruptcy Lawyers :: Honolulu Bankruptcy Lawyers :: Bankruptcy Hawaii :: Bankruptcy Honolulu
